Mortgage prelicensing education
Get clear on your 20-hour SAFE education and state requirements. Build your course plan before you enroll.
Choose your education
Your education depends on where you want to work—and what you’ve already completed.
Your national foundation in mortgage lending. Choose a state to see any required additions alongside your national course.
Already completed your national 20 hours? Find the state coursework and any additional general education for your next license.
Enrollment is not open yet. Course approval, pricing, and cohort dates will be confirmed before purchases become available.
From course plan to classroom
Select your state, licensing agency, and education path. Review the national and additional coursework in your plan.
When enrollment opens, review the instructor, start date, and completion deadline before you purchase.
Keep your courses, schedule, instructor questions, and cohort discussions together in your student account.
Before you enroll
The course and the official SAFE test are separate steps. Here’s what to know.
Official NMLS test informationNo. These are prelicensing education courses. Register and pay for the official SAFE MLO test separately through NMLS. Education enrollment does not book your exam or include the testing fee.
Some states require state-specific law education or a higher total. Our plan starts with a general 20-hour national course and adds the required state coursework and any additional general hours. We show the state's minimum separately from the course bundle.
State-specific education is coursework, not another state SAFE exam. Check other licensing conditions with your regulator; completing education and passing the national test are only parts of the licensing process.
Enrollment is not open yet. You can explore requirements and build a plan now. Approved course details, pricing, instructors, and cohort schedules will be published before payment becomes available.
Select the state-only pathway to explore additional requirements. Confirm your education record, eligibility, and any education-expiration rules with NMLS and your regulator before purchasing.